Fairway Mortgage Logo

VA Loans

Effective January 1, 2020 – Blue Water Navy Vietnam Veterans Act of 2019:

-VA loan limits no longer tied to FHFA Loan Limits

-Purple Heart Recipients no longer subject to Guarantee Fee

-Funding Fee equal for both Active Duty and Guards/Reserves

-For more information, please see VA link below:


If you have served as part of our military, thank you for your service.  We owe so much to you and yet you get so little credit.  We are here to help and will be very transparent in the pros and cons of VA loans.  We are proud supporters of the American Warrior Initiative (AWI) and will be hosting an AWI event this September.  Please click on the link below to learn more!

VA loans are a great loan program that provides up to 100% financing for qualified veterans and their families. Often times, The rates for VA loans are lower than Conventional loans and with no down payment required*, if you have served, VA loans are a great benefit. Our experienced VA Loan team will take the time to help you learn about the VA program and how you can take advantage of this benefit.  Fairway Independent Mortgage Corporation is a national leader in providing VA loans.  You will be in good hands!

Am I eligible?

To be eligible for a VA Loan, veterans, active duty service members, National Guard members, and reservists must meet the basic service requirements as set forth by the VA. It is also important to note that spouses of military members who died while on active duty, or as a result of a service-connected disability, may also qualify.

You may be eligible for a VA Home Loan if you meet one or more of the following:

  • You have served 90 consecutive days of active service during wartime, OR
  • You have served 181 days of active service during peacetime, OR
  • You have more than 6 years of service in the National Guard or Reserves, OR
  • You are the spouse of a service member who has died in the line of duty or as a result of a service-related disability.

*A down payment is required if the borrower does not have full VA Entitlement, or if the loan amount is greater than $484,350. VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit standards, and property limits.

VA Loans
Va Mortgage Loans