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Mortgage Loan Testimonials

“Working with Dave and Fairway was the best and most stress free mortgage experience we have had in our 30+ years of owning homes.”

– Ray and Donna F. 

“If you are looking for simplicity and efficiency, the Dave is your guy! Dave was very straight forward, polite and provided me with the numbers which I believe are the most important part of any real estate deal, whether it is a first time purchase or your 2nd purchase like it was for me. He is a great advocate as well for his clients. Not to get into specifics but I had an issue and he was able to correct the internal conflict and we continued to through the process without much incident. He is very prompt with his responses as well. He makes you feel like you are his one and only client and makes you his top priority, morning, noon and night. Lastly, Dave was there with me at the closing table which really meant a lot. That is great customer service from start to finish. I would recommend Dave to my friends and family and hope to have another property here in the near future that will allow Dave and I to work together again.”

– Craddle to Grave 

The experience was a pleasant hand-holding in what can be a scary time, when you’re talking about investing that much money into a new home. The Fairway Mortgage process was seamless. Dave Kelly was outstanding in communicating options, helping us with when to lock in rates, and finally closing the deal. Dave & his team were constantly communicating with us on what was happening & what this or that meant. They allowed us to ask questions, and provided us with answers that we understood. We will (if the opportunity arises) use Dave & his team. We highly recommend Dave Kelly & his team at Fairway Mortgage for any and all Mortgage needs when someone asks. We hope to return to Dave in referrals, just a as much as we can, of what he gave us in comfort & ease, by telling everyone what a great experience it was to get our mortgage with Fairway Independent Mortgage of Sioux Falls, South Dakota.”

– Chad and Amy.

“Dave Kelly and his team are fantastic to work with! We always knew what was happening with our loan and what to expect at each step. We moved from out of state and he made sure every question was addressed and provided us with the smoothest closing we have ever had!”

-Jeremy and Kristi L.

“He is willing to work to your needs. Dave goes over and above to make things work for you to give you the best possible outcome. There were some things that weren’t right in the paperwork I received; he was actually on the road out of state (with family) and literally pulled over in a rest stop and corrected what needed to be done.”

-Matt and Rachel

“Dave was absolutely phenomenal to work with! He made everything so simple and easy for us to do. As first time home buyers we did not have a lot of knowledge coming into the home buying process. Dave explained everything so well and was with us every step of the way to answer our questions.”

-Matt and Rachel

“He made the process very easy. I would use Dave again. He always returned phone calls in a timely manner. That is not all that common nowadays. His staff was very professional and helpful. Unlike some of the other mortgage lenders I looked into, Dave actually took the time to go over all of my options with me. He explained the differences between a conventional loan and a FHA loan. He helped me to understand the mortgage market and when the best time was to lock in my rate. With his experience, you know he will get you the best deal out there. If you need a mortgage loan, call Dave Kelly.”

-Eric and Linda

“I came to know Dave through a mutual business connection, my financial advisor. This advisor only refers to providers who know their business. From the initial in-depth interview appointment to the closing day of our new home, Dave and/or his staff were on top of the progress, rates, etc.. every step of the way. As an insurance agent, I was impressed on how much Dave knew about that side of the process as well. If you have a mortgage-related need, Dave’s office is the place to call.”

-SK & DK – Sioux Falls, SD

“Dave is fantastic to work with. He responded to all of our inquiries the same day and is incredibly personable and easy to work with. He was very flexible in his work schedule and able to meet with us based on our work schedules. He even makes himself available on Saturdays which we found incredibly helpful and, I would imagine, is very uncommon for lenders. We had offers on several houses throughout our home buying process and Dave was quick to send estimates on closing costs and monthly payments soon after we requested them. Incredibly knowledgeable and thoughtful, he followed up after we moved into our home to ensure the process went well and we were without lingering questions.”

-Nolan and Cynthia

“Wonderful experience!! Very knowledge, helpful & friendly! With our first time home buying experience lender we were just told what they needed and where to sign. Dave took the time to educate us a little about the process and explained what we were signing! He had our best interest in mind through the entire process and we really appreciated it!”

-Steve and Cheryl

“Dave was very prompt, helpful and knowledgeable about the process. Dave responded to emails in a very timely manner, he would call with information on mortgage rates every few days and he listened to our wants and needs. I would recommend Dave Kelly to anyone that is looking for a mortgage.”

-Mark and Jennie

“Thanks for your time last night, Dave!
We really feel like you offer more value in the process than what we’ve experienced in the past. To give you an idea of what that looks like, I’ve been through 6 different home mortgages. Yes, that means my average time spent in a home is pretty short. Some were good investments and some were not. This time, we intend to look further into our future and make a plan. You’ve really opened our eyes to what that could look like.
Thank you for sharing several options with us! We may have other scenarios to give you in the future.
Thanks again, and we look forward to talking again soon.”


Thank you for the excellent service you’ve provided throughout our first home buying process! We really appreciate how quickly you answered our questions and how easy things were to understand. We’ll do our best to recommend you to our friends and family.”

-Joe and Tresse

We want to thank you and your staff for making our home purchase effortless once again. The great communication made things easy from start to finish.”

-Joe and Deb

I have to admit, our meeting the other night set us about 95% sure we would be working with you. We wanted to compare estimates before making a final decision on who we’d like to hire for our home mortgage. I took some time to compare yesterday, and we’ve decided we would definitely like to work with you.
It’s obvious to us that you have more in mind than a mortgage. When we were on our way home the other night, Leanne said to me, “Well, that felt much more personal, and I felt like he cared and we’re not just a number.” Your willingness to show us options and explain what it all means was what really got us eager to work with you. And, to be honest, as far as I can tell, your closing costs are lower and interest rates are the same when compared to ____________.
Thank you for being genuine. We’re looking forward to working with you!”

-Kory and Leanne

Just wanted to say thank you! My life has changed because of u! God bless Dave!”


“Dave was friendly, yet very professional. He was so flexible and was able to meet with me after work. The first time we met was on a Saturday. He kept in touch with me throughout the experience and I knew right where we were in the process at all times.”